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A 28-Week Unborn Child Is a ‘Child’ for Accident Compensation: Punjab and Haryana High Court Awards ₹2.27 Lakh to Parents 29 Years After the Accident

A 28-Week Unborn Child Is a ‘Child’ for Accident Compensation: Punjab and Haryana High Court Awards ₹2.27 Lakh to Parents 29 Years After the Accident

Case at a Glance

In June 1997, a woman who was 28 weeks pregnant was struck from behind by a scooter near Panchkula and pinned against a cement pipe; she was injured and the unborn child died. The Motor Accident Claims Tribunal, Panchkula, found rash and negligent driving but dismissed the parents’ claim in 2000, holding that a claim for the loss of a foetus was not maintainable. Justice Parmod Goyal, following the Kerala High Court Full Bench in Abhulasees, P.P. v. Abdumanaf, (2017) 03 KL CK 0060, held that a 28-week foetus should be treated as a child and awarded ₹2,27,072 with interest, using the 1997 minimum wage, a multiplier of 9 and filial consortium for both parents.

On 8 June 1997, at about 10:30 to 10:45 pm, the appellants were returning home from PGI on a motorcycle. Because of a road blockage near a petrol pump on the Chandigarh–Panchkula road, they parked on the kacha portion and appellant No. 2 walked ahead. A scooter driven by respondent No. 1 struck her from behind, dragged her and pinned her against a cement pipe. She was 28 weeks pregnant; she suffered multiple injuries, including fractures, and the unborn child died.

The parents claimed compensation under Section 166 of the Motor Vehicles Act, 1988. By award dated 10 May 2000, the Motor Accident Claims Tribunal, Panchkula, held that the accident was caused by rash and negligent driving, but dismissed the claim, relying on the Himachal Pradesh High Court’s decision in Rakesh Kumar v. Prem Lal, (1995) 12 SHI CK 0018, 1996 ACJ 980, that a claim for the loss of a foetus or unborn child was not maintainable. Their appeal, filed in 2001, was decided by the High Court on 2 November 2026.

The Key Question Before the Court

Can parents claim compensation under the Motor Vehicles Act for the death of a 28-week unborn child in a road accident, and if so, how is it to be computed?

Treating the Foetus as a Child

The appellants argued that the Motor Vehicles Act does not limit the kinds of loss that are compensable, that the loss of an unborn child is a grave loss to parents, and relied on the Kerala High Court Full Bench in Abhulasees, P.P. v. Abdumanaf, 2017(4) RCR(Civil) 1065. Justice Parmod Goyal followed that Full Bench, which had held that compensation for the ‘loss of baby’ can be claimed by treating the foetus as a child. The Full Bench had drawn on the Delhi High Court’s decision in Prakash v. Arun Kumar Saini, (2010) 02 DEL CK 0340 and the recognition of the rights of an unborn child in the Limitation Act, the Hindu Succession Act, the Indian Succession Act, the Transfer of Property Act and the IPC; it had also dealt with Rakesh Kumar, undercutting the Tribunal’s reliance on it. Since the pregnancy was of 28 weeks, the Court held the foetus should be treated as a child and the Tribunal erred in denying compensation.

On quantum, the Court relied on Sarla Verma v. Delhi Transport Corporation, (2009) 04 SC CK 0222 for the multiplier method and on its own decision in Birbal v. Bhalla adopting age-based multipliers, as well as Devendra Kumar Tripathi v. Oriental Insurance Co. Ltd., (2025) 12 SC CK 1688. It held that “in a case of minor child notional income needs to be determined as per minimum wages”, took the 1997 minimum wage for an unskilled worker of ₹1,548 a month, added 40% future prospects, deducted 50% for personal expenses and observed: “since deceased was unborn child, multiplier of ‘9’ would be appropriate”. Loss of dependency came to ₹1,17,072; with ₹15,000 for loss of estate, ₹15,000 for funeral expenses and ₹40,000 each to both parents for filial consortium, the total was ₹2,27,072.

What the Court Actually Held

  • The Tribunal erred in holding that a claim for the death of an unborn child is not maintainable; a 28-week foetus is to be treated as a child for compensation under the Motor Vehicles Act, following Abhulasees, P.P. v. Abdumanaf.
  • Notional income is taken at the minimum wage for an unskilled worker at the time (₹1,548 a month in 1997), with 40% future prospects, 50% personal deduction and a multiplier of 9 for the 0–3 age group.
  • Compensation of ₹2,27,072 was awarded: ₹1,17,072 loss of dependency, ₹15,000 loss of estate, ₹15,000 funeral expenses and ₹80,000 filial consortium (₹40,000 to each parent).
  • Interest at 7.5% runs from the filing of the claim petition, except on the conventional heads, where it runs from August 2017; the parents may seek higher conventional amounts if the Supreme Court’s pending reference in Hasina Yasmin v. National Insurance Co. Ltd. is answered in their favour. The appeal was allowed.

Why This Judgment Matters

  • It recognises that parents who lose an unborn child in a road accident have a compensable claim, rejecting the view that such claims are not maintainable.
  • It offers a concrete method to compute compensation for an unborn child: minimum wage notional income, multiplier 9 and filial consortium.
  • It is also a reminder of how long accident claims can take; this appeal was decided 25 years after it was filed.

What Should Advocates Take Away From the Judgment?

For Claimants

  • Parents can claim for the death of an unborn child in an accident, at least at an advanced stage of pregnancy such as 28 weeks.
  • Claim filial consortium for both parents, loss of estate and funeral expenses alongside loss of dependency.
  • Even a long-pending appeal can be decided on current law; here the 2001 appeal succeeded in 2026.

For Counsel

  • Rely on Abhulasees, P.P. v. Abdumanaf (Kerala Full Bench) and this decision against the older view in Rakesh Kumar v. Prem Lal.
  • Use the minimum wage at the time of the accident for notional income and the age-based multiplier for children.
  • Keep track of the reference pending in Hasina Yasmin on conventional heads, which may affect quantum.

Key Takeaways

  • A 28-week unborn child is treated as a child for accident compensation.
  • Minimum wage notional income and a multiplier of 9 apply.
  • ₹2,27,072 awarded with 7.5% interest.
  • Higher conventional heads may follow the Supreme Court’s pending reference.

Frequently Asked Questions

Can compensation be claimed for an unborn child who dies in a road accident?

Yes, according to this judgment. Following the Kerala High Court Full Bench in Abhulasees, P.P. v. Abdumanaf, the Punjab and Haryana High Court held that a 28-week foetus should be treated as a child and that the parents’ claim was maintainable.

How was the compensation calculated?

The Court took notional income at the 1997 minimum wage for an unskilled worker, ₹1,548 a month, added 40% future prospects, deducted 50% for personal expenses and applied a multiplier of 9, giving ₹1,17,072 for loss of dependency. It added ₹15,000 for loss of estate, ₹15,000 for funeral expenses and ₹80,000 filial consortium, for a total of ₹2,27,072.

What interest is payable?

Interest at 7.5% a year from the date of filing the claim petition until realisation, except on the conventional heads (consortium, funeral expenses and loss of estate), on which interest runs from August 2017.

Conclusion

The ruling corrects a 26-year-old denial and aligns the Punjab and Haryana High Court with the Kerala Full Bench: the death of an unborn child in a road accident is a real, compensable loss for the parents, to be valued like the death of a young child.

Practical takeaway: In accident claims involving the death of an unborn child, plead the stage of pregnancy and claim on the footing of a child, relying on Abhulasees, P.P. v. Abdumanaf and this decision.

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