Tribunals and Commissions(2003) 07 NCDRC CK 0044

Oriental Insurance Co. Ltd. vs ABDUL RASHID MAKROO

National Consumer Disputes Redressal Commission · Decided on 23 July 2003 · Citation: 2004 4 CPJ 487

HON’BLE JUDGES
M.Y.Kawoosa , Jameela Bashir J.
RESULT
Appeal dismissed

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Judgment

3 paragraphs · 355 words
1.

THIS appeal is directed against the order dated 20.5.2002 passed by the DF whereby the DF has allowed the complaint of the respondent and has directed the appellant to pay Rs. 40,303/- to the respondent on production of indemnity bond payable to the appellant.

2.

BRIEFLY put the case of the respondent was that he wanted to purchase a house belonging to migrant Triloki Nath Moza situated at Shivpora but the said property was subjected to Jamu and Kashmir Migrant, Immovable Property (Preservation, Protection and Restraint on Distress Sales) Act, 1997, in view of this the owner of the property migrant executed an attorney in favour of the respondent who wanted to purchase said property in the name of his wife. Attorney is registered document. Attorney in view of the clauses in the attorney deed for the protection and preservation of the property insured the house on 8.5.1998 but the incident of ransacking and damage to the building was caused on 28.6.1998. Claim was raised but it was repudiated on 1.8.2000. The respondent/complainant filed a complaint on 1.3.2001. Appellant was summoned. He filed the written version. Raised the plea that claim is not payable because the respondent had no insurable interest in the property.

Heard learned Counsel for the parties. We have gone through the record and the impugned judgment. Learned DF has very rightly addressed itself to the point involved and has genuinely held that the respondent has insurable interest. It is so because in the registered attorney deed also, complainant, was given full powers by the migrant to sell the property and to preserve for the protect the property to institute the suits or claims. In para 4 he was allowed to claim the insurance amount also. We agree with the learned DF that the complainant had full insurable interest and it is also found that later on said property was sold by the complainant. We have gone through the attorney. We see no reason to interfere with the judgment of the DF as such appeal is dismissed. The entire amount may be paid within a period of four weeks. Appeal dismissed.