High CourtsSingle Bench(2022) 01 OHC CK 0045

New India Assurance Co. Ltd. vs Sampad Kumar Baral And Others

Orissa High Court · Decided on 10 January 2022

HON’BLE JUDGES
B. P. Routray, J
RESULT
Disposed Of
CASE NUMBER
MACA No. 452 Of 2015

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Judgment

38 paragraphs · 626 words

B. P. Routray, J

1.

This matter is taken up through video conferencing.

2.

Heard Mr. V. Narasingh, learned counsel for the Appellant-Insurance Company as well as Mr. R.P. Bhagat, learned counsel for the Respondent

No.1-claimant.

3.

The notice issued to Respondent No.2 owner through registered post with A.D. on 8.8.2016 is treated sufficient in terms of provisions contained

under Order 5 Rule 9 of the C.P.C.

4.

The present appeal has been filed by the Insurance Company against the award dated 28.01.2015 of the learned 5th MACT, Puri in MAC No.18 of

2010.

5.

The case of the claimant before the Tribunal is that while travelling along with his wife and minor son and standing on extreme left side of the road,

the offending vehicle, i.e. OR-05- AG-3588, a white color Hyundai Getz car suddenly swerved to the road side and dashed against him resulting the

injuries.

6.

It is the specific case of the insurer that the Registration No.OR-05-AG-3588 against which the insurance policy has been taken is a motor cycle,

but not the car and the name of the owner is also different from the name of Res No.2.

7.

The owner did not come to contest the claim application before the learned Tribunal.

8.

It is seen from the impugned judgment that the learned Tribunal though has recorded the submission of the insurer to the effect that the registration

number is relating to a motor cycle, but did not make any further discussion on the same and concluded with saddling the liability on the insurer to

indemnify the compensation.

9.

Learned counsel for the claimant-Respondent No.1 is unable to reply the contention of the insurer that the policy valid for vehicle No.OR-05-AG-

3588 is a motor cycle.

10.

It is further seen that the insurer has adduced three documents under Exts.A, B & C to justify his contention that the aforesaid registration number

is not relating to the car but relating to a motor cycle.

11.

Upon analysis of the contentions of the insurer which is not rebutted by the claimant, the inference deduced is that, either the owner of the

offending vehicle has used a fake registration number in his vehicle or the registration number of the offending car has not been correctly mentioned.

But neither of these is the case of claimant. The Police investigation report also does not give any light on this aspect. But learned Tribunal without

delving into the same has simply concluded with the liability saddled on the insurer. Therefore, in absence of adequate proof with regard to

involvement of the particular vehicle in the accident having Registration No.OR-05-AG-3588 and in view of clear anomaly in the policy relating to the

vehicle insured, the insurer is exonerated from its liability to indemnify the compensation. The direction of the learned Tribunal is accordingly modified

and the insurer-Appellant is held not liable to indemnify the compensation.

12.

The appeal is allowed to the above extent. However the claimant â€" Respondent No.1 is at liberty to realize the compensation amount from the

owner of the offending vehicle as per the direction of learned Tribunal.

13.

The statutory deposit made before this Court with accrued interest thereon shall be refunded to the Appellant-Insurance Company on proper

application.

14.

The appeal is disposed of.

15.

As the restrictions due to resurgence of COVID-19 situation are continuing, learned counsel for the parties may utilize a printout of the order

available in the High Court’s website, at par with certified copy, subject to attestation by the concerned advocate, in the manner prescribed vide

Court’s Notice No.4587, dated 25th March, 2020 as modified by Court’s Notice No.4798, dated 15th April, 2021 and Court’s Office

Order circulated vide Memo No.514, dated 7th January, 2022.

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