Supreme CourtFull Bench(2004) 12 SC CK 0017

M.V. Jayadevappa and Another vs Oriental Fire and General Insurance Company Ltd. and Others

Supreme Court Of India · Decided on 14 December 2004 · Citation: (2004) 13 SCC 43

HON’BLE JUDGES
R. C. Lahoti, J · G. P. Mathur, J · A. K. Mathur, J
RESULT
Allowed
CASE NUMBER
Civil Appeal No''s. 5793-5794 of 1998

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Judgment

5 paragraphs · 245 words
1.

The owner has come up in appeal by special leave feeling aggrieved by the judgment of the High Court whereby in an appeal preferred by the Insurance Company against the Award made by Motor Accidents Claims Tribunal the Award has been directed to be modified exonerating the Insurance Company and confining the liability of payment to the owner of the vehicle only.

2.

We have perused the copy of the Insurance Policy (Exh. D/2) available on record. It records the vehicle as commercial vehicle. In the schedule annexed with the policy the vehicle is described as "Cheverolet Lorry with open body". The licensed carrying capacity of goods is specified as "2 tons". It is no where mentioned that the vehicle was authorized to carry passengers.

3.

The submission of the learned Counsel for the appellant has been that the vehicle being a passengers vehicle, the liability should have been passed on to the Insurance Company without regard to the fact whether the passengers were gratuitous or not. Having perused the particulars of the vehicle, as given in the Insurance Policy, we are satisfied that the vehicle could not have carried passengers. The vehicles seems to have been a goods vehicle. The High Court has rightly exonerated the Insurance Company.

4.

We are satisfied that no fault can be found with the view taken by the High Court. The appeals are devoid of any merit and are dismissed.

5.

No order as to the costs.