High CourtsSingle Bench(2025) 12 BOM CK 2528

Krishnat Bakaji Surve vs Branch Manager, New India Assurance Co. Ltd & Ors.

Bombay High Court, Kolhapur Bench · Decided on 4 December 2025

HON’BLE JUDGES
Shivkumar Dige, J
CASE NUMBER
First Appeal No. 618 of 2021

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Judgment

35 paragraphs · 555 words
1.

This appeal is preferred by the appellant-claimant for enhancement of compensation against the judgment and order passed by the Motor Accident Claims Tribunal, Karad (for short “the Tribunal”).

2.

It is contention of learned counsel for the appellant-claimant that due to accidental injuries, the right leg of the appellant is amputated. But the Tribunal has not considered this fact and has awarded compensation on lower side. Hence, requested to allow the appeal.

3.

It is contention of learned counsel for the respondent-insurance company that after amputation of leg, the appellant is continued in his daily work. There is no actual loss to the appellant-claimant. The tribunal has passed well reasoned order. No interference is required in it and requested to dismiss the appeal.

4.

I have heard both learned counsels, perused judgment and order passed by the Tribunal.

5.

Admittedly, due to accidental injuries, the right leg below knee of the appellant is amputated, but the Tribunal has awarded compensation on lower side. The Tribunal has not awarded Loss of Earning for 6 months. I am considering it at Rs. 1,08,000/-. The Tribunal has awarded medical expenses at Rs.72,500/-. It is on lower side. As per medical records produced on record, it is Rs. 1,45,000/-. I am considering the same amount. The Tribunal has awarded future medical expenses at Rs. 15,000/-. It is on lower side. I am considering it at Rs. 50,000/-. The tribunal has not awarded attendance charges. I am considering it at Rs. 25,000/-. The Tribunal has not awarded Loss of Conveyance. I am considering it at Rs. 50,000/-. The Tribunal has awarded at Rs.40,000/- for Pain and Suffering. It is on lower side. I am considering it at Rs.1,00,000/-. The Tribunal has awarded at Rs.40,000/- for Loss of comfort. It is on lower side. I am considering it at Rs.1,00,000/-. The Tribunal has not awarded amount for Cost of Artificial Limb and maintenance. I am considering it at Rs.10,00,000/-. The Tribunal has not considering Loss of Marriage prospects. I am considering it at Rs.1,00,000/-.

6.

Considering above calculations, the claimant is entitled for following compensation.

Monthly SalaryRs.18,000/-
Add: 50% future prospectsRs.9,000/-
Total monthly incomeRs.27,000/-
Total permanent disability 80% and consenquent loss of future income to be 80% Total loss Rs.21,600/-per month.Rs.21,600/-
Total annual incomeRs. 2,59,200/-
Multiplier 18 (Rs.2,59,200/-X18)Rs.46,65,600/-
Deduction 50%Rs.23,32,800/-
Rs.23,32,800/-
Loss of EarningRs.1,08,000/-
Medical ExpensesRs.1,45,000/-
Future Medical ExpensesRs.50,000/-
Attendant ChargesRs.25,000/-
Loss of ConveyanceRs.50,000/-
Pain and Suffering Loss of comfortRs.1,00,000/-Rs.1,00,000/-
Cost of Artificial Limb and MaintenanceRs.10,00,000/-
Loss of marriage prospectRs.1,00,000/-
Total amount of compensationRs.40,10,800/-
Less awarded by the TribunalRs.7,68,000/-
Enhanced amountRs.32,42,800/-
7.

In view of above, I pass following order:

ORDER

I. Appeal is allowed.

II. The appellant/claimant is entitled for enhanced compensation at Rs.32,42,800/- @ 7.5% interest from the date of filing claim petition till realization of the amount.

III. The Respondent No.1 - Insurance Company shall deposit the enhanced compensation amount along with accrued interest thereon, within six weeks after receipt of this order.

IV. The appellant/claimant is permitted to withdraw the deposited amount along with accrued interest thereon.

V. The claimant shall pay the deficit Court fees on enhanced amount, if any, as per Rule.

8.

Record and Proceedings be sent back to the Tribunal.

9.

In view of the above, the appeal is allowed and disposed off.

10.

All pending applications, if any, stand disposed off.